Uber Ghana has announced an insurance package worth GHC50, 000 to cover its driver-partners and riders in a bid to ensure maximum safety of its users, ABC News Ghana can report.
The policy which is being rolled out by the tech company is in collaboration with leading safety and security focused company, Old Mutual.
Addressing the gathering at a round-table media interaction session to announce and re-enforce Uber’s safety regulations and guidelines, Uber Ghana’s General Manager explained that the policy will only cover drivers or riders who order a trip and are on their way to the rider’s destination or pick up point.
“In the unfortunate occurrence of an accident or some other injury Old Mutual’s coverage will cover for the rider, Uber partner and sometimes there’s a guest driver. The details of the policy are available online but it ranges from everything – reimbursement in terms of time if you are not able to go to work and you have been certified by a medical professional to be on admission, then to cover loss of any part of your body among others” Jessica Poku detailed.
Providing more details about the package at the event, Emma Ocansey, Head of Corporate Business at Old Mutual, indicated that the GHC50, 000 maximum amount covers each occupant of the car – meaning – if there are maximum of 4 persons in the car who suffer death or permanent disability a sum of GHC200, 000 will be paid to the beneficiaries.
The policy is structured in a way that only persons or beneficiaries of persons with permanent disability or death benefit from the upfront payment of GHC50, 000.
In a case of temporal disability, the GHC50, 000 is spread over a 12 months period, while cost of medication is catered up to 10% of the GHC50, 000.
“Its for individuals. If we are looking at the maximum number of people a car can take that as 4, then the maximum amount is GHC200, 000, when there is death or permanent disability” Old Mutual’s Corporate Business head asserted.
She added, “…because we are not medical experts, we do have medical doctors who will bring us a report to say that this person is permanently disabled then the GHC50, 000 will be paid to you, so it is on an individual basis, each life on board at that particular time.”